Platform

Credaris Platform

Institutional-grade AI infrastructure for regulated credit distribution—ingestion, policy, routing, and observability in one stack.

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Capability areas

Enterprise-grade capabilities designed for scalability, precision, and trust in India’s lending ecosystem.

Product overview

A single surface to run partner-led distribution at institutional quality.

  • Ingest leads and documents through secure APIs or guided journeys
  • Unified policy catalog with versioned lender and product rules
  • Operational metrics and lineage from ingress through disbursal

AI decision engine

Transparent, policy-bound scoring built for credit—not generic predictions.

  • Feature sets aligned to bureau, income, and product-specific attributes
  • Explainable outputs and audit hooks for risk and compliance reviews
  • Monitoring hooks for drift, outliers, and rule effectiveness

Distribution engine

Route every qualified lead to the right lender with guardrails.

  • Waterfall and parallel matching with SLA-aware prioritisation
  • NBFC and bank connectors abstracted behind stable API contracts
  • Fallback paths when policies or capacity change mid-flight

Partner tools

Everything DSAs and partner teams need to move faster and stay compliant.

  • CRM-friendly statuses, tasks, and handoffs for high-touch journeys
  • LOS and document workflows with tamper-evident artifacts where required
  • Visibility into commissions, drops, and rework drivers

Dashboard preview

Operational clarity without exporting spreadsheets every morning.

  • Pipeline health, funnel conversion, and stage-level bottlenecks
  • Exception queues with assign, comment, and resolution trails
  • Exports and filters tuned for governance and partner reporting

Security & compliance

Designed for regulated data flows and least-privilege operations.

  • TLS 1.2+ in transit; AES-256 compatible storage patterns where applicable
  • Role-based access, prepared statements, and CSRF on partner flows
  • Separation of duties for admin actions and reviewable change history

Next step

See the platform in context

Walk through your segments, policies, and lender mix with our team—no generic slide deck required.

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